As many businesses focus on Christmas recovery, it’s a great opportunity to review, plan and prioritise your business goals to prepare for the new year. Here are some tips to help kick start your new year. Review and get on top of your finances Start by reviewing your financial statements from the last year. Look […]

The recent cyber-attacks on Optus and then Medibank have been good reminders to be vigilant when it comes to the security of your personal information.  The Australian Government has established the Australian Cyber Security Centre, which includes some tips on how to keep your data safe online. Some of these are listed below: Update devices

Summer holiday time in Australia can be a cash flow nightmare for many businesses. Although retail spending is booming before Christmas and during Boxing Day sales, many business-to-business companies can experience a big downturn in sales from mid-December until the end of January. Here we offer a few tips for avoiding a Christmas cash flow

The four C’s of credit are a common set of principles that banks and lenders consider when assessing business loan applications. The four C’s not only help the lender understand your business needs but can also help you when applying for finance. 1. Character Banks and lenders consider character but it has nothing to do with

Every business is unique. But despite the differences in size, industry, and other factors, all businesses experience the same five growth stages. These business growth stages pose common challenges that need to be overcome. By understanding where you are now, you can plan to scale and avoid the pitfalls. In this guide, we’ll reveal the five stages

You can’t run a business without it, but many SMEs put cashflow forecasting in the too hard basket and just hope there is enough cash in the account each month. It’s a risky way to run a business but the good news is you don’t need to pay someone else to do a cashflow forecast

There is a lot of hot air expelled about business plans. At one end of the spectrum, commentators say they are a waste of time, while others are business planning converts. The truth is there is no disputing that business plans play an essential role in the journey and are key to getting accreditation, investors

Whether it’s for an asset upgrade or just some extra cash to keep things moving, odds are a business is going to need a loan at some point in its life. However, applying for a loan involves a lot more than just filling out some paperwork. There are a lot of things to consider before